Refund Policy

For Merchants and Business Partners
Back to CES Pay
Document ID: CES-RP-2024-12
Effective Date: 03 December 2024
Applicable to: All CES Pay Merchants

Important Notice: This policy outlines the refund procedures and limitations for transactions processed through CES Pay platform. Please read carefully to understand your rights and responsibilities.

Introduction

At Chankya E-Services Private Limited, operating the platform cespay.in, we strive to ensure a seamless experience for our merchants and end users. However, as a facilitator of third-party services, we would like to clarify our refund policy to set the right expectations.

Key Point: CES Pay acts as a transaction facilitator and does not directly process refunds. All refund requests must be directed to the respective service providers.

Scope of Services

AEPS Services

Aadhaar Enabled Payment System transactions

DMT Services

Domestic Money Transfer facilities

Mobile Recharge

Prepaid and postpaid mobile recharges

DTH Recharge

Direct-to-Home service recharges

BBPS Payments

Bharat Bill Payment System transactions

No Direct Refunds by cespay.in

Important Refund Information

As cespay.in merely facilitates the transaction between the user and the third-party service provider:

  • We do not issue refunds directly for any failed or incomplete transactions.
  • Refunds, where applicable, are handled exclusively by the respective service provider or the customer's bank.

Failed Transactions

In the case of failed transactions:

Merchant Responsibility

Merchant Obligations

  • Merchants using the cespay.in platform are responsible for ensuring their customers are informed about the nature of services and refund policies of the respective service providers.
  • Merchants must display clear information about refund procedures at their point of service.

Escalation of Issues

If you encounter a failed transaction or service issue, you are advised to:

Expected Resolution Times

Refund processing times vary by service provider but typically range from 3-7 business days for most transactions. Banking transactions may take up to 10 business days.

Disclaimers

Liability Limitations

  • cespay.in does not guarantee the resolution of issues or disputes between merchants, customers, and third-party service providers.
  • We are not liable for any losses, damages, or delays arising from the failure or delay of services by third-party providers.

Support for Transaction Inquiries

Transaction Documentation

Our platform will assist merchants by providing relevant transaction details and support documentation needed to escalate the issue to the appropriate party.

Contact Support

Merchants can contact our support team for assistance with transaction logs or details:

Email: support@cespay.in

Phone: 9284560953

Changes to This Policy

We reserve the right to update or modify this Refund Policy at any time. Changes will be effective upon posting to our website, and it is the merchant's responsibility to review this policy periodically.

This document is electronically secured and authenticated

© 2024 Chankya E Services Private Limited. All rights reserved.